$147 Cash App Payout 2025 – Check Eligibility in the $12.5M Settlement

Digital payment apps like Cash App have made sending and receiving money quick and easy. But sometimes, this convenience comes with problems, such as receiving unsolicited promotional messages. In 2025, Cash App agreed to a $12.5 million class action settlement over spam text messages sent to users without consent. Eligible U.S. users can receive up to $147, depending on the number of claims filed.

$147 Cash App Settlement 2025

Cash App was sued in federal court under the Telephone Consumer Protection Act (TCPA) for sending promotional SMS messages to users who had not opted in. These texts often contained referral links or marketing content that users never requested.

Instead of going through lengthy litigation, Cash App chose to settle for $12.5 million. The company did not admit wrongdoing but agreed to pay affected users, covering legal and administrative costs without impacting its ongoing operations.

Eligibility Criteria

To qualify for a payout, users must meet the following criteria:

• Received unwanted text messages from Cash App or its agents between 2018 and 2023.
• Did not register or initiate a referral that would justify the messages.
• File a claim as part of the class action, either now or before the deadline.

Important: Only U.S. residents are eligible. Users in India or other countries cannot participate, even if they use Cash App.

Overview

Settlement Details	Information
Total Settlement Fund	$12.5 million
Maximum Payment per User	$147
Eligible Period	2018–2023
Who Can Claim	U.S. residents who received unsolicited texts
Payment Method	Direct deposit or check

The exact payout per user depends on the total number of approved claims. Eligible users receive their share directly, with legal and administrative fees already covered by the settlement fund.

How to Claim Your Payment

The process is designed to be simple:

1. Visit the official settlement claim portal.
2. Complete the online claim form.
3. Submit the form before the deadline listed on the court notice.
4. Approved claims will be paid via direct deposit or check.

This ensures that every eligible user can easily receive compensation without complicated legal procedures.

Lessons About Digital Privacy

This case highlights the importance of user consent and privacy in digital apps. Key takeaways include:

• Always review the permissions you give to apps.
• Monitor messages for unauthorized communications.
• Join class action lawsuits when your rights are affected to claim compensation.

Understanding a Class Action Lawsuit

A class action lawsuit allows a group of people who experienced the same harm to file a collective case. In this scenario, multiple users received unsolicited text messages, and combining claims into a single lawsuit ensures:

• Faster and more efficient legal proceedings.
• Higher chances of compensation for all affected users.
• Legal accountability for companies that violate privacy rules.

Class actions make it easier for large groups to access justice, instead of forcing each person to sue individually.

Impact on Cash App and Users

While Cash App continues to be widely used, this settlement shines a light on privacy concerns. The company’s willingness to settle shows that it values resolving disputes quickly. However, long-term trust will depend on:

• Clear and transparent user consent policies.
• Respect for privacy and user rights.
• Continued monitoring of communications to prevent unsolicited messages.

This case serves as a reminder to all digital platforms that protecting user rights is essential in maintaining customer trust.

Key Takeaways

• The maximum payment from the Cash App class action is $147 per eligible user.
• Only U.S. residents who received unsolicited messages between 2018–2023 can claim.
• Legal and administrative costs are covered by the settlement, so approved users receive the full payment.
• Filing a claim is simple via the official settlement portal, either online or by mail if required.

FAQs